Life Insurance

Dale Insurance offers competitive life insurance and can help you determine a strategy for your life insurance needs. 

Term Life -  Low cost Life Insurance designed to provide coverage against premature death for fixed periods of time, typically 10, 15, 20, 25, or 30 years.  It does not build cash value or equity.  Can be purchased with Return of Premium.

Permanent Life - Designed to provide life insurance throughout the lifespan of the insured.  These plans usually (but not always) build equity in the form of cash values.  Types and uses of permanent insurance include:

  1. Whole Life - Permanent Insurance with full guarantees of premium, cash value, and death benefit.  Builds Cash Value.
  2. Universal Life - Permanent Insurance designed to be flexible.  Builds Cash Value.
  3. Universal Life with No Lapse Guarantees (NLG) - Low cost permanent insurance.  Does not build cash value.  Focus is on providing a death benefit.  Sometimes referred to as "permanent term" insurance.
  4. Final Expense - purchased with limits designed to cover funeral expense and pay off outstanding debts.
  5. Inheritiance - designed to provide an inheritance to others.
  6. Gifts - designed to provide gifts to others such as ministries, foundations, etc.

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Peru, Indiana
29 E Main St
Peru IN 46970
Phone: (765) 472-4085
Fax: (765) 472-4086
Email  Directions

Wabash, Indiana
110 S Wabash St
Wabash IN 46992
Phone: (260) 563-4040
Fax: (765) 472-4086
Email  Directions

Serving Howard County
29 E Main St
Peru IN 46970
Phone: (765) 455-4170
Fax: (765) 472-4086
Email  Directions

Serving Cass and Fulton Counties
29 E Main St
Peru IN 46970
Phone: (574) 722-2255
Fax: (765) 472-4086
Email  Directions

Testimonials

Thank You so much!!! You are awesome! Everyone at Dale Insurance always have a way at making my life so much easier!!!
Laura Ditto
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Dale Insurance

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